The Influence of Student Knowledge and Awareness Sharia Insurance on Interest To Buy Insurance Sharia Personal Accident

Authors

  • Sahri Aramiko Universitas Islam Negeri Sumatera Utara Medan
  • Zuhrinal Zuhrinal Universitas Islam Negeri Sumatera Utara Medan
  • Nursantri Yanti Universitas Islam Negeri Sumatera Utara Medan

Keywords:

Knowledge, Consciousness, Interest Buy

Abstract

Sharia personal accident insurance is protection against all risks of a person resulting in death and accidents to that person. In their daily activities, students face many risks, such as traveling from home to campus that experiences a disaster or unwanted events that result in serious injuries and hinder students in their activities. The purpose of this study is to find out whether knowledge and awareness have a significant and simultaneous effect on the interest of Sharia Insurance students at FEBI UIN SU to buy sharia personal accident insurance products. This study uses a quantitative approach by conducting t-test and F-test. This study uses multiple regression analysis. The variables used in this study are knowledge and awareness and buying interest to buy Sharia personal accident insurance. The results of this study indicate that the knowledge coefficient has a partial effect on buying interest in sharia personal accident insurance products. The coefficient of awareness partially affects the interest in buying sharia personal accident product. There is a significant influence of knowledge and awareness on interest in buying sharia personal accident insurance products.

References

Fatwa of the National Sharia Council of the Indonesian Ulama Council, concerning: General Guidelines for Sharia Insurance. No: 21/DSN-MUI/X/2001.

Husein, U. (2010). Manajemen Riset Pemasaran dan Perilaku Konsumen. Jakarta: PT. Gramedia Pusaka), h. 45

Igbinovia, MO. (2016). Emotional Self Awareness and Information Literacy Competence as Correlates of Task Performance of Academic Library Personnel. Library Philosophy and Practice (e-journal) p.4

Indarti, N., & Dyahjatmayanti, D. (2014). Manajemen Pengetahuan: Teori dan. Praktik. Yogyakarta: Gadjah Mada University Press.

Solso, L. Robert. & Maclin, H. Otto, & M. Kimerly Maclin. (2007). Psikologi kognitif, edisi kedelapan. Alih bahasa Mikael Rahardanto dan Kristianto Batuadji. Jakarta: Erlangga

Sugiyono. 2008. Business Research Methods . Bandung: Alfabeta

Sula, M. S. (2004). Asuransi Syariah (Life and General) Konsep dan Sistem Operasional. Jakarta : Gema Insani,p.30

Wulandari dan Suyanto. 2014. Pengaruh Pengetahuan Perpajakan, Tingkat Pendidikan Dan Sanksi Administrasi Terhadap Kepatuhan Pajak Dalam Melakukan Pembayaran Pajak Bumi Dan Bangunan (Studi Kasus Pada Kantor Dinas Pendapatan Daerah Kabupaten Slemen). Accounting Journal Vol. 2 No. 2, hal. 3

Downloads

Published

2021-11-29

How to Cite

Aramiko, S., Zuhrinal, Z., & Yanti, N. (2021). The Influence of Student Knowledge and Awareness Sharia Insurance on Interest To Buy Insurance Sharia Personal Accident. INTERNATIONAL JOURNAL OF TRENDS IN ACCOUNTING RESEARCH, 2(2), 169-175. Retrieved from https://jurnal.adai.or.id/index.php/ijtar/article/view/121