Analisis Praktik Green Banking Pada Bank Syariah Di Kota Banda Aceh (Studi Pada Bank Muamalat Indonesia Dan Bank Aceh Syariah)

Authors

  • Shetty Nursabna Universitas Islam Negeri Ar-Raniry
  • Azharsyah Ibrahim Universitas Islam Negeri Ar-Raniry
  • Evriyenni Evriyenni Universitas Islam Negeri Ar-Raniry

DOI:

https://doi.org/10.54951/sintama.v3i1.465

Keywords:

Green Banking, Sharia Banking, Aceh

Abstract

Along with the increase in environmental problems, it has pushed banks to carry out transformations in their behavior and activities, which are known as green banking. The concept of green banking is a long-term business strategy that, in addition to aiming at profit, also creates benefits for empowering and preserving the environment in a sustainable manner. This study aims to describe the initiation of green banking practices at Islamic

banks in the city of Banda Aceh by identifying the involvement of Bank Muamalat Indonesia and Bank Aceh Syariah in implementing green banking practices and the obstacles encountered in implementing green banking practices and their solutions. This study used a qualitative descriptive approach with a field research method (field approach through direct interviews with employees at Bank Muamalat Indonesia and Bank Aceh Syariah Banda Aceh Branch). Green banking activity indicators used in this study include carbon emissions, green rewards, green building, reuse/recycle/refurbish, paper work or paperless and green investment. The results of the study show that Islamic banks in the city of Banda Aceh, namely Bank Muamalat Indonesia and Bank Aceh Syariah, have carried out green banking practices based on research indicators, namely carbon emissions, green building, reuse/recycle/refurbish and paper work or paperless. The conclusion of this study shows that of the 6 indicators of green banking activities used in this study including carbon emissions, green rewards, green building, reuse/recycle/refurbish, paper work or paperless and green investment, only 4 indicators have been realized by the two banks. (Bank Muamalat Indonesia and Bank Aceh Syariah), the 4 indicators include carbon emissions, green building, reuse/recycle/refurbish and paper work or paperless.

References

Abdussamad, Z. (2021). Metode Penelitian Kualitatif. Makassar : CV. Syakir Media Press.

Andarsari, P. R., & Firdiansyah, Y. (2020). Penerapan Praktik Green Banking Pada Bank BUMN di Indonesia. 17(2), 233–246.

Budiantoro, S. (2014). Mengawal Green Banking Indonesia. 28.

Bungin, B. (2001). Metodologi penelitian kualitatif. Jakarta: PT Raja Grafindo Persada.

Chen, Y. S. (2011). Green organizational identity: Sources and consequence. Management Decision, 49(3), 384–404.

Handajani, L., Rifai, A., & Husnan, L. H. (2019). Kajian Tentang Inisiasi Praktik Green Banking Pada Bank BUMN. Jurnal Economia, 15(1), 1–16.

Hanif, Ningsih, N. W., & Iqbal, F. (2018). Green Banking Terhadap Profitabilitas Bank Umum Syariah Di Indonesia. 3, 86–99.

Inrawan, A. et al. (2022) ‘SWOT Analysis as a Basis for Tracking Business Opportunities in the City of Pematangsiantar’, in The 3rd International Conference on Advance & Scientific Innovation (ICASI). Knowledge E, pp. 441–455. doi: 10.18502/kss.v7i10.11383.

Kurniawan, L. L. (2021). Pengaruh Kinerja Keuangan Terhadap Green Banking Disclosure dengan Mekanisme Kontrol sebagai Variabel Moderasi. Jurnal Wahana Akuntansi, 16(1), 1–16.

Manu, M. (2020). Green Banking Initiatives of Sbi?: a Study on the Perception of Customers. Mukt Shabd Journal, 9(4), 292–297.

Maramis, N. (2016). Tanggung Jawab Perbankan Dalam Penegakan Green Banking Mengenai Kebijakan Kredit. Lex Et Societatis, 4(6), 1–9.

Mehedi, S. (2017). The Identification of Bankers’ Perception Toward Indicators For The Adoption of Green Banking In Bangladeshi Scheduled Commercial Banks. Journal of IInternet Banking and Commerce, August.

Mutmainna, N. (2021). Analisis Implementasi Green Banking Pada Bank Muamalat Indonesia (Periode 2017-2020). Skripsi. Program Studi Perbankan Syariah Institut Agama Islam Negeri Palopo.

Nath, V., Nayak, N., & Goel, A. (2014). Green Banking Practices – a Review. International Journal of Research in Business Management, 2(4), 2321–2886.

Nurmalia, G., Kurniawan, M., & Zuliansyah. (2021). Green Banking dan Rasio Kecukupan Modal Mempengaruhi Pertumbuhan Laba Bank Umum Syariah di Indonesia. 4(2), 173–187.

Pariag-Maraye, N., Munusami, N., & Ansaram, K. (2017). A Customer’s Perspective of Green Banking: A Case Study of Commercial Banks in Mauritius. Theoretical Economics Letters, 07(07), 1975–1985.

Rai, R., Kharel, S., Devkota, N., & Paudel, U. R. (2019). Customers Perception on Green Banking Practices?: A Desk Review. The Journal of Economic Concerns, 10(1), 82–95.

Salim, M. A. (2018). Kesiapan Pemerintah Menerapkan Green Banking Melalui Pojk Dalam Mewujudkan Pembangunan Berkelanjutan Berdasarkan Hukum Positif Di Indonesia. Yustitia, 4(2), 119–141.

Salsabila, A., Fasa, M. I., & Fachri, A. (2022). Trends in Green Banking as Productive Financing in Realizing Sustainable Development Tren Green Banking sebagai Productive Financing dalam Mewujudkan Pembangunan Berkelanjutan. 14(2).

Silitonga, H. P. et al. (2022) ‘Determinant Improving the Quality of Financial Reports Pematangsiantar City Government’, E-Jurnal Akuntansi, 32(2), p. 3834. doi: 10.24843/eja.2022.v32.i02.p18.

Suwandi, Y. W. (2016). Peran dan Tanggungjawab Perbankan Dalam Implementasi Green Banking (Studi Pada Bank BJB). 8, 36–42.

Syarifuddin, F., & Sakti, A. (2021). Pembiayaan Hijau Islam. Depok: PT Raja Grafindo Persada.

Downloads

Published

2023-01-30

How to Cite

Nursabna, S. ., Ibrahim, A. ., & Evriyenni, E. (2023). Analisis Praktik Green Banking Pada Bank Syariah Di Kota Banda Aceh (Studi Pada Bank Muamalat Indonesia Dan Bank Aceh Syariah). Jurnal Sistem Informasi, Akuntansi Dan Manajemen, 3(1), 150-161. https://doi.org/10.54951/sintama.v3i1.465