Rahman H, Aulia FU, Fadilah F. Non-Performing Financing and Efficiency as Predictive Factors for Profitability of Islamic Commercial Banks during the COVID-19 Pandemic. IJTAR [Internet]. 2024Jan.18 [cited 2024Dec.22];3(1):045-52. Available from: https://jurnal.adai.or.id/index.php/ijtar/article/view/236