Samsiah, Siti, Mentari Dwi Aristi, Dian Puji Puspita Sari, and Rikinorhakis Ridzwan. 2025. “Driving Digital Financial Transformation: The Role of Accounting Proficiency and Government Support on Intention to Use Financial Applications”. INTERNATIONAL JOURNAL OF TRENDS IN ACCOUNTING RESEARCH 6 (2):158-68. https://doi.org/10.54951/ijtar.v6i2.1112.