BERUTU, I.; MEUTIA, T.; FAJRIAH, A. N. The Effect of Digital Banking Adoption and Fintech Competition on The Profitability of Conventional Commercial Banks in Indonesia. INTERNATIONAL JOURNAL OF TRENDS IN ACCOUNTING RESEARCH, [S. l.], v. 7, n. 1, p. 130-141, 2026. DOI: 10.54951/ijtar.v7i1.1349. Disponível em: https://jurnal.adai.or.id/index.php/ijtar/article/view/1349. Acesso em: 21 jun. 2026.