Rahman, H., Aulia, F.U. and Fadilah, F. 2024. Non-Performing Financing and Efficiency as Predictive Factors for Profitability of Islamic Commercial Banks during the COVID-19 Pandemic. INTERNATIONAL JOURNAL OF TRENDS IN ACCOUNTING RESEARCH. 3, 1 (Jan. 2024), 045-052. DOI:https://doi.org/10.54951/ijtar.v3i1.236.